CMCA Homeownership: "Bringing Home the Dream"
Date and Time
Thursday Sep 11, 2014
5:00 PM - 9:00 PM CDT
Thursday, September 11, 2014 from 5 pm to 9 pm
Location
CMCA Callaway County Family Resource Center
610 Collier Lane
Fulton, MO
Fees/Admission
Free for income eligible participant.
$25 for those who are not income eligible
Registration required to determine if class fee is applicable. Payment due, by cash or money order only at the beginning of class
Registration deadline September 5, 2014
Contact Information
573.642.3316
Description
CMCA - Homeownership: "Bringing Home the Dream"
Preparing for homeownership: Area you ready to own your own home? How much home can you afford? How does your credit affect your ability to purchase a home?
Shopping for a home: Finding the "right" house. Working with a real estate professional. Real estate contract and the home inspection.
Obtaining a mortgage: Pre-qualifications v pre-approval. Types of loans and predatory lenders. What are PITI and PMI?
Closing: Closing process, documentation and closing costs
Life as a Homeowner: Delinquency and foreclosure prevention. Household budgeting. Repair and maintenance. Energy Management.
This course meets the pre-purchase education requirements for the USDA Direct Home Loan program and all participants who complete the 4-hour class will receive a certificate of completion.
